NICL AO Recruitment 2025
The National Insurance Company Limited (NICL) has released the official notification for NICL AO Recruitment 2025, inviting applications for 266 Administrative Officer (AO) posts. This recruitment includes both Generalist and Specialist categories, offering an excellent career opportunity for graduates and professionals from various fields such as law, finance, IT, and medical. NICL is one of the leading public sector insurance companies in India, and the AO post is known for its attractive salary package, job security, and promotional growth. Eligible candidates can apply online by visiting the official website before the last date. All details related to eligibility, age, fees, and selection process are available in the official advertisement.
NICL AO Recruitment 2025 is a golden opportunity for candidates looking to build a stable and rewarding career in the insurance sector. The selection process includes Preliminary and Mains examinations followed by a personal interview. Those who qualify all stages will be appointed as Administrative Officers across various branches of NICL. Interested candidates must ensure they meet the eligibility criteria and complete the online registration process within the deadline. In this article, we’ve shared all the important details like qualifications, age limit, salary structure, application steps, and FAQs to help you understand the entire recruitment process clearly.
Highlights of NICL AO Recruitment 2025
| Particulars | Details |
| Organization Name | National Insurance Company Limited |
| Post Name | Administrative Officer (AO) |
| Total Vacancies | 266 Posts |
| Post Type | Generalist & Specialist Officers |
| Application Start Date | 12 June 2025 |
| Last Date to Apply | 3 July 2025 |
| Exam Date (Prelims) | 20 July 2025 (Expected) |
| Mains Exam Date | 31 August 2025 (Expected) |
| Official Website | nationalinsurance.nic.co.in |
Eligibility Criteria
Age Limit (As on 01/05/2025):
- Minimum Age: 21 Years
- Maximum Age: 30 Years
- Age relaxation as per government rules:
- SC/ST: 5 Years
- OBC: 3 Years
- PwBD: 10 Years
- Others (Ex-servicemen, ECOs, etc.): As per norms
Educational Qualification:
Candidates must have the following qualifications from a recognized university:
| Discipline | Required Qualification | Minimum Marks |
| Generalist | Graduate/Post Graduate in any stream | 60% (55% for SC/ST) |
| Legal | LLB/LLM | 60% (55% for SC/ST) |
| Finance | B.Com / M.Com / CA / ICWA | 60% (55% for SC/ST) |
| IT | BE/B.Tech/M.Tech/MCA in CS/IT | 60% (55% for SC/ST) |
| Automobile Engg. | B.Tech/M.Tech in Automobile Engineering | 60% (55% for SC/ST) |
| Medical (MBBS) | MBBS/MD/MS with valid registration | NA |
Application Fees
| Category | Fees |
| General/OBC/EWS | ₹1000/- |
| SC/ST/PwBD | ₹250/- |
| Mode of Payment | Online only |
Selection Process
- Preliminary Exam (Objective – 100 Marks)
- English Language
- Reasoning Ability
- Quantitative Aptitude
- Mains Exam (Objective + Descriptive – 280 Marks)
- Professional Knowledge (for Specialist)
- Essay and Letter Writing (Descriptive section)
- Interview
- Final Merit = Mains (75%) + Interview (25%)
NICL AO Exam Pattern 2025 (Generalist & Specialist)
Phase I – Preliminary Exam Pattern (Same for Generalist & Specialist)
| Section | No. of Questions | Maximum Marks | Duration | Medium |
| English Language | 30 | 30 | English | |
| Reasoning Ability | 35 | 35 | English/Hindi | |
| Quantitative Aptitude | 35 | 35 | English/Hindi | |
| Total | 100 | 100 | 60 minutes |
Note:
- Objective-type questions
- Negative marking: 0.25 marks for each wrong answer
- Qualifying in nature (marks not added in final merit)
- Sectional & overall cut-offs may apply
Phase II – Mains Exam Pattern
For Generalist Officers
| Section | No. of Questions | Max Marks | Duration |
| Reasoning Ability | 40 | 50 | Composite time |
| English Language | 40 | 50 | 120 minutes (overall) |
| General Awareness | 40 | 50 | |
| Quantitative Aptitude | 40 | 50 | |
| Total (Objective) | 160 | 200 | 120 mins |
| Descriptive (Essay + Letter) | 2 | 30 | 30 minutes |
For Specialist Officers
| Section | No. of Questions | Max Marks | Duration |
| Reasoning Ability | 30 | 40 | Composite time |
| English Language | 30 | 40 | 120 minutes (overall) |
| General Awareness | 30 | 40 | |
| Quantitative Aptitude | 30 | 40 | |
| Professional Knowledge | 40 | 80 | |
| Total (Objective) | 160 | 240 | 120 mins |
| Descriptive (Essay + Letter) | 2 | 30 | 30 minutes |
Descriptive test is online and marks are counted for merit.
Candidates must qualify in both objective and descriptive parts.
Phase III – Interview
- Shortlisted candidates from mains will be called for an Interview.
- Final Merit List = 75% Mains marks + 25% Interview marks
NICL AO Syllabus 2025 (Detailed Subject-wise)
- English Language
| Topics Included |
| Reading Comprehension |
| Cloze Test |
| Error Detection |
| Sentence Rearrangement |
| Fill in the Blanks |
| Synonyms & Antonyms |
| Idioms & Phrases |
| Active & Passive Voice |
| Sentence Improvement |
- Reasoning Ability
| Topics Included |
| Puzzles & Seating Arrangement |
| Inequality |
| Syllogism |
| Blood Relations |
| Coding-Decoding |
| Input-Output |
| Direction Sense |
| Logical Reasoning |
| Data Sufficiency |
- Quantitative Aptitude
| Topics Included |
| Simplification/Approximation |
| Number Series |
| Data Interpretation (DI) |
| Quadratic Equations |
| Ratio & Proportion |
| Profit & Loss |
| Time & Work |
| Speed, Time & Distance |
| Probability & Permutation |
| Mensuration |
- General Awareness (with focus on Insurance)
| Topics Included |
| Current Affairs (last 6 months) |
| Static GK (Capitals, Countries, etc.) |
| Financial Awareness |
| Banking & Insurance Terms |
| Government Schemes |
| Awards, Books, and Important Days |
| Important Committees |
| Economy and Budget updates |
- Professional Knowledge (Only for Specialists)
| Post Type | Topics Covered |
| Legal | Contract Act, TPA, IRDA Laws, Consumer Protection Act, etc. |
| Finance | Basics of Accountancy, Taxation, Auditing, Financial Mgmt. |
| IT | Networking, Operating Systems, DBMS, Cyber Security, Cloud |
| Automobile | Engine types, vehicle systems, vehicle insurance basics |
| Medical (MBBS) | Anatomy, Physiology, General Medicine, First Aid, Diagnosis |
Salary and Benefits
- Basic Pay: ₹50,925/-
- Total Monthly Salary: Approx. ₹90,000/- in metro cities
- For Medical Officers: Up to ₹1,12,000/- per month
- Other benefits include pension, gratuity, housing, medical allowance, PF, LTA, group insurance, etc.
Post wise Vacancies
| Doctors (MBBS) | 10 |
| Legal | 20 |
| Finance | 20 |
| Information Technology | 20 |
| Automobile Engineers | 20 |
| Doctors (MBBS) | 04 |
| Finance | 01 |
| Automobile Engineers | 01 |
| Generalist | 170 |
Required Documents
Candidates must keep the following documents ready before applying:
- Passport-size photograph (20–50 KB, 200×230 px)
- Signature (10–20 KB)
- Left-hand thumb impression (20–50 KB)
- Handwritten declaration (50–100 KB)
- 10th, 12th, and Graduation mark sheets
- Category certificate (if applicable)
- PwBD certificate (if applicable)
- Valid ID proof (Aadhaar, PAN, Voter ID, Passport)
How to Apply Online for NICL AO 2025
- Visit the official website: nationalinsurance.nic.co.in
- Click on the “Recruitment” section
- Download the Official Notification PDF.
- Select “NICL AO 2025” and click on “Apply Online.”
- Register with your email and mobile number
- Fill the application form with accurate details
- Upload scanned documents in required format and size
- Pay the application fee via online mode
- Review and submit the application form
- Download and save the confirmation page
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FAQs – NICL AO Recruitment 2025
Q1. What is the last date to apply for NICL AO 2025?
A1. The last date is 3 July 2025.
Q2. What is the salary of an NICL AO?
A2. The starting gross salary is approx. ₹90,000 per month.
Q3. Can final-year students apply for NICL AO?
A3. No, only candidates who have completed their degree on or before 01 May 2025 are eligible.
Q4. Is there any bond or service period?
A4. Yes, usually a 4-year bond is applicable. Details will be mentioned in the offer letter.
Q5. How many total vacancies are there?
A5. A total of 266 vacancies are released, including both Generalist and Specialist posts.