Odisha Kalinga Sikhya Sathi Yojana 2023 KSY Eligibility, Form

Odisha Sikhya Sathi Scheme 2023

The central and state government is starting various schemes in the field of education. The main objective of which is to make the students bright future by getting higher education. Kalinga Sikhya Sathi Scheme. Recently a new scheme related to students has been started by the Odisha government. My name is Odisha Kalinga Sikhya Sathi Yojana? Under this scheme, loans will be provided for pursuing higher education. In today’s article, we will tell you what is Kalinga Sikhya Sathi Yojana. Its purpose will give information about the process of Odisha Kalinga Sikhya Sathi Yojana Apply and Registration along with benefits and features.

Kalinga Sikh Saathi Yojana

Kalinga Sikh Saathi Yojana has been started on 27th June 2016 by the Chief Minister of the state Shri Naveen Patnaik Ji. Under this scheme, those students of the government state will be provided the benefit of this scheme. Those who want to fulfill their dreams by taking higher education, but do not have enough income to pursue higher education. So all those students can get higher education by taking advantage of this scheme.

Kalinga Sikhya Sathi Yojana. Loans up to Rs 10 lakh will be provided through Kalinga Sikh Sathi Yojana at a 1% interest rate only. The remaining interest will be paid by the Government of Odisha through the Higher Education Department. Through this, the burden of parents will also be less for their children to get higher education and they will be able to easily get any post like law, manager, engineer doctor, etc. Under Kalinga Sikh Saathi Yojana the repayment period of Rs 7.5 lakh is up to 10 years. With this, if a loan of Rs 10 lakh is taken by the student. So the repayment period of this loan is 15 years. Transfer loans will be provided in the bank account of the students to be provided under this scheme.

Highlights of Kalinga Sikhya Sathi Yojana 2023 detail

Name Of The Scheme	Kalinga Sikhya Sathi Yojana
Launched By	Chief Minister Of Odisha Mr. Naveen Patnaik
Beneficiary	Students Of Odisha
Objective	To Provide Educational Loan
Rate of Interest	1%
Year	Update soon
State	Odisha
Scheme Type	Government Scheme
Application Type	Online/Offline
Loan Amount	Upto Rs 10 Lakh
Repayment Period	10 Years In Case Of Loan Upto Rs 7.5 Lakh And 15 Years In Case Of Loan Upto Rs 10 Lakh
Official Website	https://dhe.odisha.gov.in/

Purpose of Kalinga Sikhya Sathi Scheme

The main objective of this scheme is to get loans to all those students who want to make their dream come true by pursuing higher education, through Kalinga Sikh Saathi Yojana, the youth of the state will be able to provide better employment, under which the problem of unemployment in the state will also be there.

This scheme will prove to be very efficient in making the coming generation more educated and strong, along with this scheme will also provide a lot of benefits to the poor parents who want to provide a better future for their children. But they have not come so much that they can complete the higher education of their children, after getting an education, all the students of the state will be able to make their future bright and better.

Maximum Amount	Rs 10 Lakh
Minimum Amount	No Minimum Limit
Repayment Period	10 Years In Case Of Loan Upto Rs 7.5 Lakh And 15 Years In Case Of Loan Upto Rs 10 Lakh
Rate of Interest	1%

Benefits And Features of the Kalinga Sikhya Sathi Scheme

This scheme has been started by Odisha Chief Minister Naveen Patnaik Ji.
Under this scheme, financially weak students will be provided loans to pursue higher education.
Under Kalinga Sakhi Sathi Yojana, financial assistance will be provided in the form of educational loans up to ₹ 1000000.
Candidates have to pay only a 1% interest rate on the loan amount.
If the amount of 7.5 is taken by the candidate then the repayment period on this loan is 10 years and if the loan amount is taken 100000 then the repayment period is 15 years.
The interest rate during the moratorium period under Odisha Kalinga Sikhya Sathi Yojana is zero.
The family income of the aspiring student should not exceed Rs.600000 per annum.

List of Banks Providing Kalinga Sikhya Sathi Yojana 2023

Serial Number	Name Of Banks
1.	Allahabad Bank
2.	Andhra Bank
3.	Bank of Baroda
4.	Bank of India
5.	Bank of Maharashtra
6.	Bharatiya mahila Bank
7.	Canara Bank
8.	Central Bank
9.	Central Bank of India
10.	Dena Bank
11.	IDBI Bank
12.	India bank
13.	Indian Overseas Bank
14.	Oriental Bank of commerce
15.	Punjab and Sind Bank
16.	Punjab National Bank
17.	State Bank of Bikaner and Jaipur
18.	State Bank of Hyderabad
19.	State Bank of India
20.	State Bank of Mysore
21.	State Bank of Travancore
22.	Syndicate Bank
23.	UCO Bank
24.	Union Bank of India
25.	United Bank of India
26.	Vijaya Bank
27.	Axis Bank Limited
28.	Bandhan Bank
29.	City Union Bank
30.	DCB
31.	Federal Bank
32.	HDFC Bank
33.	ICICI Bank
34.	IndusInd Bank
35.	Karnataka Bank
36.	Karur Vysya Bank
37.	Kotak Mahindra Bank
38.	Lakshmi Vilas Bank
39.	Standard Chartered Bank
40.	The South India bank limited
41.	Yes Bank
42.	Odisha State Cooperative Bank

Eligibility Criteria for Kalinga Sikh Saathi Yojana

The applicant applying under this scheme should be a permanent resident of Odisha.
The family annual income of the interested applicant should not exceed 6 lakhs.
The bank reserves the right to process the loan application.
It is mandatory to fulfill the criteria of individual scheduled banks for taking loans under the scheme made by the state government.

Required Documents

PAN card
Aadhar card
Ration card
Mobile number
Bank passbook
Income certificate
Marksheet of last passed examination

Procedure To Apply Under Kalinga Sikhya Sathi Yojana

First of all, you have to visit the official website of the Higher Education Department, Government of Odisha.
After entering the website, the home page will open on your screen.
On the homepage, you will see the option of Kalinga Sikhya Sathi. On which you have to click
Clicking on the link, now click here to apply will appear on your screen. On which you have to click.
After clicking on the option you have to click on the option of registering to fill out the registration form teaching.
By clicking on the registration, the registration form will open on your screen.
Under which all the important information asked will have to be filled.
After filling in all the information, you have to click on the I agree to Terms & Conditions and click on submit button.
Now you have to click on Login. After that, you have to click on Student Login.
After clicking on login, you must enter your email id, password, and captcha code.
And click on Login.
Now you have to click on the option of applying under this scheme.
After which the application form will open on your screen.
In this application form, you have to carefully enter all the required details like your name, email, phone number, etc.
After that, you have to upload all the important documents and click on submit.
You can apply for the scheme by following this procedure.

How to apply online to fill Kalinga Sikh Saathi Yojana 2023

First of all, you go to the official website of Vidya Lakshmi.
Kalinga Sikh Partner Scheme
After entering the website, the home page will open on your screen.
Click on Login on the home page.
which the following options will appear on your screen.
student login
You have to click on the option of your choice.
After that, you need to enter a username, password, and captcha code.
Now you have to click on Login.
You can log in to the portal by following this procedure.

Contact Details

If you face any kind of problem related to the Kalinga Sikhya Sathi Yojana (KSSY). So by contacting the given numbers you can solve your problem.

Helpline Number- 020-25678300
Email Id- vidyalakshmi@nsdl.co.in

Apply Online Link	Click Here
PMHelpline Homepage	Click Here